Manager Credit Portfolio Jobs In Johannesburg
Job Description
Standard Bank Group has recently announced new Manager Credit Portfolio Jobs In Johannesburg for qualified and deserving candidates. To ensure the provision of effective credit reporting, insights and analytics for an allocated portfolio across multiple products and the credit life-cycle originations and account management in order to inform business decision-making and relevant credit strategy. Implement System and Process change to assist implementation of strategy. Provide support to improve automated decisioning by doing post-implementation monitoring, ongoing monitoring to prompt strategy reviews if population/performance shifts etc.
Responsibilities Of Manager Credit Portfolio Jobs
- Managing Credit Portfolio: Overseeing the credit portfolio of the organization, which includes evaluating credit risk, monitoring credit exposures, and ensuring compliance with credit policies and standards.
- Credit Risk Assessment: Assessing the creditworthiness of borrowers and counterparties by analyzing financial statements, credit reports, and other relevant information to determine their ability to repay debt obligations.
- Portfolio Analysis: Conducting ongoing analysis of the credit portfolio to identify trends, concentrations, and potential areas of risk or opportunity. This involves using quantitative models and risk management tools to evaluate portfolio performance.
- Credit Policy Development: Developing and implementing credit policies, procedures, and guidelines to govern credit risk management practices and ensure alignment with regulatory requirements and industry best practices.
Requirements
- Type of Qualification: First Degree
Field of Study: Mathematical Sciences / IT /Computer Sciences - Risk & Corporate Affairs
More than 5 to 8 years - Experience in analytical work (ideally in Credit Risk)
- Experience in managing a credit portfolio; managing credit risk
- Understanding of the credit value chain.
