Growth Credit Analyst Job in Bethlehem
Job Description
Growth Credit Analyst Job. Embark on a rewarding career journey as a Growth Credit Analyst with ABSA. This role presents a dynamic opportunity to delve into the intricate world of credit analysis, where analysts will be responsible for evaluating the creditworthiness of potential borrowers, assessing risk factors, and facilitating informed lending decisions. Growth Credit Analyst plays a pivotal role in driving financial growth while honing analytical skills and contributing to strategic initiatives within the organization.
Responsibilities of Growth Credit Analyst Job
- To support the credit risk process by carrying out comprehensive and quality credit risk functions within the credit lifecycle.
- To conduct quality credit risk assessments and reviews.
- Proactively manage credit risks associated with clients.
- Develop data-driven strategies, and facilitate the credit sanctioning process to ensure responsible risk decisions.
- To produce and analyze relevant management information and insights management.
- Ensure the bank’s credit, philosophy, and all relevant legislation are adhered to.
- Investigate and resolve all escalated customer complaints.
Requirements
- Bachelor’s degree in finance, economics, accounting, or a related field.
- Strong analytical skills with the ability to interpret financial statements and assess credit risk.
- Proficiency in financial modeling and quantitative analysis.
- Excellent communication skills, both verbal and written.
- Ability to work independently and collaboratively in a team environment.
- Attention to detail and accuracy in data analysis and reporting.
- Familiarity with credit risk assessment tools and methodologies.
- Prior experience in credit analysis or financial services is preferred.
Skills
- Advanced analytical skills.
- Proficiency in financial modeling.
- Strong understanding of credit risk assessment.
- Excellent written and verbal communication abilities.
- Attention to detail and accuracy.
- Ability to work independently and collaboratively.
- Adaptability to changing priorities and deadlines.
- Strong problem-solving skills.
- Proficiency in Microsoft Excel and other relevant software.
- Knowledge of financial markets and economic trends.
